![]() ![]() Masterline HELOC early closure fee: if your account is paid in full and closed within 24 months of opening, you will be charged the lesser of $350 or 2% of the initial credit limit. Members pay all closing costs on investment properties limit of 2 investment properties with home equity loans per member. Verity pays closing costs (excluding appraisal cost) on owner occupied properties. Member pays appraisal costs if an appraisal is needed standard cost is $825 or more depending on property. ![]() Verity Masterline HELOCs incur a reconveyance fee at pay-off. ![]() The APR on Masterline Home Equity Lines of Credit are variable and may be subject to change during the term of the loan the lowest possible APR during the life of the loan (“the floor”) is 4.00% APR and the highest possible APR (“the ceiling”) is 15.00%. Masterline Home Equity Line of Credit index is the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the first day of each month. Rates current as of 03/01/23 and are subject to change at any time. The APR and financing is based on your creditworthiness, occupancy and property loan-to-value. $5 membership fee is required to join Verity. If not existing member at time of applying for loan, applicant will be required to establish Prime Share membership account as part of loan funding. Loans available to credit union members only. ![]()
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